About this funding solution
Sale invoice finance advances cash against confirmed receivables, letting a business collect early instead of waiting out a buyer's payment cycle — particularly useful when selling to large corporates with long standard credit terms.
Advances typically run 75–90% of invoice value, with the discounting cost priced at roughly 1.5–3% per month depending on your buyer's credit strength — cheaper than most unsecured working capital because the receivable itself is the security.
Purchase invoice finance works in reverse, funding payment to your suppliers against a confirmed purchase order, which helps maintain supplier relationships and unlock early-payment discounts.
*Discounting typically priced 1.5–3% per month of invoice value depending on buyer credit strength and tenor.
Who is this solution for?
Fits businesses selling on credit terms to reputable buyers, where the payment gap — not creditworthiness — is the constraint.
- Selling to large corporates or PSUs on 30–90 day credit terms
- Cash flow is stretched between delivery and payment realisation
- Need to pay suppliers before your own receivables come in
- Want financing tied to transactions, not a fixed term loan
Why consider this funding route?
Receivables unlocked fast
Advance released within 24–72 hours of invoice acceptance.
Buyer-credit based pricing
Rate often reflects your buyer's credit strength, not just yours.
Purchase-side cover
Finance supplier payments against confirmed purchase orders.
Revolving structure
Repeat draws as new invoices are raised, without fresh sanction each time.
How it works
Invoice/PO review
We assess buyer credit quality and invoice authenticity.
Facility sanction
A revolving limit is set based on projected monthly invoice volume.
Draw-down
Submit invoices as raised; funds advanced within days.
Settlement
Facility is repaid as the buyer/you settle the underlying invoice.
Supply Chain Invoice & Receivable Discounting Estimator
Use the sliders below to get an indicative estimate. Final terms are subject to formal underwriting and lender / investor committee assessment.
FAQs
Some structures require buyer acknowledgement of the invoice; others don't — we confirm which applies to your buyer base.
No — it's transaction-linked and tied to specific invoices/POs, rather than a general-purpose revolving limit against stock and receivables.
Terms vary by facility — we structure this upfront so you know exactly how delays are handled before drawing down.
Typically 1.5–3% per month on the advanced amount, prorated for the actual number of days outstanding — you're not charged for the full tenor if the buyer pays early.
Check Eligibility
Submit details. Our desk reviews profile variables and calls you back the same working day.